Employee Benefits

Fully Insured Plans

Administrative Services Plans

Group benefit solutions are designed to be cost effective and flexible to meet specific business goals and gain a competitive edge to attract talented, reliable employees. Plans are easy to set up and administer so you can stay focused on your business and not health care.

Administrative Services Plans

Offers the same features and benefits as a fully insured plan but the costs are based on actual claims experience. Employers are able to have greater control over their benefit plan without impacting an employee’s coverage.

Health Spending Accounts

Administrative Services Plans

Health Spending Accounts

A great alternative (or supplement) to a traditional employee benefit plans. It is an account that is established exclusively to pay for health care costs for you and /or your employees.

Advantages

Health Spending Accounts

guaranteed premiums for a set period of time
set plan designs
minimum administration
pay direct benefit card
familiar to most employees
available to companies with 2 or more employees

Advantages

pay for actual costs only
potential premium refunds
set plan designs
no surprise renewals
sustainable costs year over year
available to companies with 10 or more employees

Advantages

you set the budget
non-taxable benefit
employees pick and choose how to spend funds
optional catastrophic coverage
optional travel coverage
available to companies with 1 or more employees